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More info: 1400 for childbirth, 2500 for a doc band needed now, 1400 for blood work and testing during and after pregnancy, 500 for some physical therapy. Our insurance deductible resets in October and we had our baby right before. So deductible wasn’t met before, and now we will be 2500 out of pocket until it is met again. My contribution to my insurance each month is 440.